diff --git a/package.json b/package.json
index 54f8835..1ba5cee 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "9router-app",
-  "version": "0.3.24",
+  "version": "0.3.27",
   "description": "9Router web dashboard",
   "private": true,
   "scripts": {
diff --git a/src/app/(dashboard)/dashboard/quota/page.js b/src/app/(dashboard)/dashboard/quota/page.js
new file mode 100644
index 0000000..ee5e7e7
--- /dev/null
+++ b/src/app/(dashboard)/dashboard/quota/page.js
@@ -0,0 +1,11 @@
+import { Suspense } from "react";
+import { CardSkeleton } from "@/shared/components/Loading";
+import ProviderLimits from "../usage/components/ProviderLimits";
+
+export default function QuotaPage() {
+  return (
+    <Suspense fallback={<CardSkeleton />}>
+      <ProviderLimits />
+    </Suspense>
+  );
+}
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/index.js b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/index.js
index d90261d..c9b5d12 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/index.js
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/index.js
@@ -7,7 +7,6 @@ import QuotaTable from "./QuotaTable";
 import { parseQuotaData, calculatePercentage } from "./utils";
 import Card from "@/shared/components/Card";
 import Button from "@/shared/components/Button";
-import { CardSkeleton } from "@/shared/components/Loading";
 import { USAGE_SUPPORTED_PROVIDERS } from "@/shared/constants/providers";
 
 const REFRESH_INTERVAL_MS = 60000; // 60 seconds
@@ -21,7 +20,7 @@ export default function ProviderLimits() {
   const [lastUpdated, setLastUpdated] = useState(null);
   const [refreshingAll, setRefreshingAll] = useState(false);
   const [countdown, setCountdown] = useState(60);
-  const [initialLoading, setInitialLoading] = useState(true);
+  const [connectionsLoading, setConnectionsLoading] = useState(true);
 
   const intervalRef = useRef(null);
   const countdownRef = useRef(null);
@@ -142,12 +141,26 @@ export default function ProviderLimits() {
     }
   }, [refreshingAll, fetchConnections, fetchQuota]);
 
-  // Initial load
+  // Initial load: fetch connections first so cards render immediately, then fetch quotas
   useEffect(() => {
     const initializeData = async () => {
-      setInitialLoading(true);
-      await refreshAll();
-      setInitialLoading(false);
+      setConnectionsLoading(true);
+      const conns = await fetchConnections();
+      setConnectionsLoading(false);
+
+      const oauthConnections = conns.filter(
+        (conn) => USAGE_SUPPORTED_PROVIDERS.includes(conn.provider) && conn.authType === "oauth"
+      );
+
+      // Mark all as loading before fetching
+      const loadingState = {};
+      oauthConnections.forEach((conn) => { loadingState[conn.id] = true; });
+      setLoading(loadingState);
+
+      await Promise.all(
+        oauthConnections.map((conn) => fetchQuota(conn.id, conn.provider))
+      );
+      setLastUpdated(new Date());
     };
 
     initializeData();
@@ -271,22 +284,8 @@ export default function ProviderLimits() {
     return count + (hasLowQuota ? 1 : 0);
   }, 0);
 
-  // Initial loading state
-  if (initialLoading) {
-    return (
-      <div className="space-y-4">
-        <CardSkeleton />
-        <div className="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-4">
-          <CardSkeleton />
-          <CardSkeleton />
-          <CardSkeleton />
-        </div>
-      </div>
-    );
-  }
-
   // Empty state
-  if (sortedConnections.length === 0) {
+  if (!connectionsLoading && sortedConnections.length === 0) {
     return (
       <Card padding="lg">
         <div className="text-center py-12">
diff --git a/src/app/(dashboard)/dashboard/usage/page.js b/src/app/(dashboard)/dashboard/usage/page.js
index e150571..3ee827f 100644
--- a/src/app/(dashboard)/dashboard/usage/page.js
+++ b/src/app/(dashboard)/dashboard/usage/page.js
@@ -3,7 +3,6 @@
 import { Suspense, useState } from "react";
 import { useSearchParams, useRouter } from "next/navigation";
 import { UsageStats, RequestLogger, CardSkeleton, SegmentedControl } from "@/shared/components";
-import ProviderLimits from "./components/ProviderLimits";
 import RequestDetailsTab from "./components/RequestDetailsTab";
 
 export default function UsagePage() {
@@ -21,7 +20,7 @@ function UsageContent() {
   const [tabLoading, setTabLoading] = useState(false);
 
   const tabFromUrl = searchParams.get("tab");
-  const activeTab = tabFromUrl && ["overview", "logs", "limits", "details"].includes(tabFromUrl)
+  const activeTab = tabFromUrl && ["overview", "logs", "details"].includes(tabFromUrl)
     ? tabFromUrl
     : "overview";
 
@@ -40,7 +39,6 @@ function UsageContent() {
       <SegmentedControl
         options={[
           { value: "overview", label: "Overview" },
-          { value: "limits", label: "Limits" },
           { value: "details", label: "Details" },
         ]}
         value={activeTab}
@@ -57,11 +55,6 @@ function UsageContent() {
             </Suspense>
           )}
           {activeTab === "logs" && <RequestLogger />}
-          {activeTab === "limits" && (
-            <Suspense fallback={<CardSkeleton />}>
-              <ProviderLimits />
-            </Suspense>
-          )}
           {activeTab === "details" && <RequestDetailsTab />}
         </>
       )}
diff --git a/src/shared/components/Sidebar.js b/src/shared/components/Sidebar.js
index 7e53315..ce68d9b 100644
--- a/src/shared/components/Sidebar.js
+++ b/src/shared/components/Sidebar.js
@@ -14,6 +14,7 @@ const navItems = [
   { href: "/dashboard/providers", label: "Providers", icon: "dns" },
   { href: "/dashboard/combos", label: "Combos", icon: "layers" },
   { href: "/dashboard/usage", label: "Usage", icon: "bar_chart" },
+  { href: "/dashboard/quota", label: "Quota Tracker", icon: "data_usage" },
   { href: "/dashboard/cli-tools", label: "CLI Tools", icon: "terminal" },
 ];
 
diff --git a/src/shared/components/UsageStats.js b/src/shared/components/UsageStats.js
index 89f918e..f08a1cf 100644
--- a/src/shared/components/UsageStats.js
+++ b/src/shared/components/UsageStats.js
@@ -2,7 +2,6 @@
 
 import { useState, useEffect, useMemo, useCallback } from "react";
 import { useSearchParams, useRouter } from "next/navigation";
-import { CardSkeleton } from "./Loading";
 import Badge from "./Badge";
 import Card from "./Card";
 import OverviewCards from "@/app/(dashboard)/dashboard/usage/components/OverviewCards";
@@ -348,27 +347,34 @@ export default function UsageStats() {
     }
   }, [stats, tableView, sortBy, sortOrder]);
 
-  if (loading) return <CardSkeleton />;
-  if (!stats) return <div className="text-text-muted">Failed to load usage statistics.</div>;
+  if (!stats && !loading) return <div className="text-text-muted">Failed to load usage statistics.</div>;
+
+  const spinner = (
+    <div className="flex items-center justify-center py-12 text-text-muted">
+      <span className="material-symbols-outlined text-[32px] animate-spin">progress_activity</span>
+    </div>
+  );
 
   return (
     <div className="flex flex-col gap-6">
       {/* Overview cards */}
-      <OverviewCards stats={stats} />
+      {loading ? spinner : <OverviewCards stats={stats} />}
 
       {/* Provider topology + Recent Requests */}
-      <div className="grid grid-cols-1 lg:grid-cols-[2fr_1fr] gap-2 items-stretch">
-        <ProviderTopology
-          providers={providers}
-          activeRequests={stats.activeRequests || []}
-          lastProvider={stats.recentRequests?.[0]?.provider || ""}
-          errorProvider={stats.errorProvider || ""}
-        />
-        <RecentRequests requests={stats.recentRequests || []} />
-      </div>
+      {loading ? spinner : (
+        <div className="grid grid-cols-1 lg:grid-cols-[2fr_1fr] gap-2 items-stretch">
+          <ProviderTopology
+            providers={providers}
+            activeRequests={stats.activeRequests || []}
+            lastProvider={stats.recentRequests?.[0]?.provider || ""}
+            errorProvider={stats.errorProvider || ""}
+          />
+          <RecentRequests requests={stats.recentRequests || []} />
+        </div>
+      )}
 
       {/* Token / Cost chart */}
-      <UsageChart />
+      {loading ? spinner : <UsageChart />}
 
       {/* Table with dropdown selector */}
       <div className="flex flex-col gap-3">
@@ -383,7 +389,7 @@ export default function UsageStats() {
             ))}
           </select>
         </div>
-        {activeTableConfig && (
+        {loading ? spinner : activeTableConfig && (
           <UsageTable
             title=""
             columns={activeTableConfig.columns}
diff --git a/src/shared/constants/cliTools.js b/src/shared/constants/cliTools.js
index 1265de0..da5bf28 100644
--- a/src/shared/constants/cliTools.js
+++ b/src/shared/constants/cliTools.js
@@ -17,8 +17,8 @@ export const CLI_TOOLS = {
     modelAliases: ["default", "sonnet", "opus", "haiku", "opusplan"],
     settingsFile: "~/.claude/settings.json",
     defaultModels: [
-      { id: "opus", name: "Claude Opus", alias: "opus", envKey: "ANTHROPIC_DEFAULT_OPUS_MODEL", defaultValue: "cc/claude-opus-4-5-20251101" },
-      { id: "sonnet", name: "Claude Sonnet", alias: "sonnet", envKey: "ANTHROPIC_DEFAULT_SONNET_MODEL", defaultValue: "cc/claude-sonnet-4-5-20250929" },
+      { id: "opus", name: "Claude Opus", alias: "opus", envKey: "ANTHROPIC_DEFAULT_OPUS_MODEL", defaultValue: "cc/claude-opus-4-6" },
+      { id: "sonnet", name: "Claude Sonnet", alias: "sonnet", envKey: "ANTHROPIC_DEFAULT_SONNET_MODEL", defaultValue: "cc/claude-sonnet-4-6" },
       { id: "haiku", name: "Claude Haiku", alias: "haiku", envKey: "ANTHROPIC_DEFAULT_HAIKU_MODEL", defaultValue: "cc/claude-haiku-4-5-20251001" },
     ],
   },
@@ -30,6 +30,23 @@ export const CLI_TOOLS = {
     description: "OpenAI Codex CLI",
     configType: "custom",
   },
+  antigravity: {
+    id: "antigravity",
+    name: "Antigravity",
+    image: "/providers/antigravity.png",
+    color: "#4285F4",
+    description: "Google Antigravity IDE with MITM",
+    configType: "mitm",
+    modelAliases: ["claude-opus-4-6-thinking", "claude-sonnet-4-6", "gemini-3-flash", "gpt-oss-120b-medium", "gemini-3-pro-high", "gemini-3-pro-low"],
+    defaultModels: [
+      { id: "gemini-3.1-pro-high", name: "Gemini 3.1 Pro High", alias: "gemini-3.1-pro-high" },
+      { id: "gemini-3.1-pro-low", name: "Gemini 3.1 Pro Low", alias: "gemini-3.1-pro-low" },
+      { id: "gemini-3-flash", name: "Gemini 3 Flash", alias: "gemini-3-flash" },
+      { id: "claude-sonnet-4-6", name: "Claude Sonnet 4.6", alias: "claude-sonnet-4-6" },
+      { id: "claude-opus-4-6-thinking", name: "Claude Opus 4.6 Thinking", alias: "claude-opus-4-6-thinking" },
+      { id: "gpt-oss-120b-medium", name: "GPT OSS 120B Medium", alias: "gpt-oss-120b-medium" },
+    ],
+  },
   droid: {
     id: "droid",
     name: "Factory Droid",
@@ -72,16 +89,65 @@ export const CLI_TOOLS = {
     name: "Cline",
     image: "/providers/cline.png",
     color: "#00D1B2",
-    description: "CLINE AI Assistant",
+    description: "Cline AI Coding Assistant",
     configType: "guide",
     guideSteps: [
-      { step: 1, title: "Open Settings", desc: "Go to CLINE Settings panel" },
-      { step: 2, title: "Select Provider", desc: "Choose API Provider → Ollama" },
-      { step: 3, title: "Base URL", value: "{{baseUrl}}", copyable: true },
+      { step: 1, title: "Open Settings", desc: "Go to Cline Settings panel" },
+      { step: 2, title: "Select Provider", desc: "Choose API Provider → OpenAI Compatible" },
+      { step: 3, title: "Base URL", value: "{{baseUrl}}/v1", copyable: true },
       { step: 4, title: "API Key", type: "apiKeySelector" },
       { step: 5, title: "Select Model", type: "modelSelector" },
     ],
   },
+  kilo: {
+    id: "kilo",
+    name: "Kilo Code",
+    image: "/providers/kilocode.png",
+    color: "#FF6B6B",
+    description: "Kilo Code AI Assistant",
+    configType: "guide",
+    guideSteps: [
+      { step: 1, title: "Open Settings", desc: "Go to Kilo Code Settings panel" },
+      { step: 2, title: "Select Provider", desc: "Choose API Provider → OpenAI Compatible" },
+      { step: 3, title: "Base URL", value: "{{baseUrl}}/v1", copyable: true },
+      { step: 4, title: "API Key", type: "apiKeySelector" },
+      { step: 5, title: "Select Model", type: "modelSelector" },
+    ],
+  },
+  copilot: {
+    id: "copilot",
+    name: "GitHub Copilot",
+    image: "/providers/copilot.png",
+    color: "#1F6FEB",
+    description: "GitHub Copilot Chat — VS Code Extension",
+    configType: "guide",
+    guideSteps: [
+      { step: 1, title: "Open VS Code Settings", desc: "Open Command Palette → \"Open User Settings (JSON)\"" },
+      { step: 2, title: "Add config to chatLanguageModels.json", desc: "Add an entry using the Azure vendor pattern:" },
+      { step: 3, title: "Base URL (endpoint)", value: "{{baseUrl}}/chat/completions#models.ai.azure.com", copyable: true },
+      { step: 4, title: "API Key", type: "apiKeySelector" },
+      { step: 5, title: "Select Model", type: "modelSelector" },
+    ],
+    codeBlock: {
+      language: "json",
+      code: `{
+  "name": "9Router",
+  "vendor": "azure",
+  "apiKey": "{{apiKey}}",
+  "models": [
+    {
+      "id": "{{model}}",
+      "name": "{{model}}",
+      "url": "{{baseUrl}}/chat/completions#models.ai.azure.com",
+      "toolCalling": true,
+      "vision": false,
+      "maxInputTokens": 128000,
+      "maxOutputTokens": 16000
+    }
+  ]
+}`,
+    },
+  },
   roo: {
     id: "roo",
     name: "Roo",
@@ -121,23 +187,6 @@ export const CLI_TOOLS = {
 }`,
     },
   },
-  antigravity: {
-    id: "antigravity",
-    name: "Antigravity",
-    image: "/providers/antigravity.png",
-    color: "#4285F4",
-    description: "Google Antigravity IDE with MITM",
-    configType: "mitm",
-    modelAliases: ["claude-opus-4-6-thinking", "claude-sonnet-4-6", "gemini-3-flash", "gpt-oss-120b-medium", "gemini-3-pro-high", "gemini-3-pro-low"],
-    defaultModels: [
-      { id: "gemini-3.1-pro-high", name: "Gemini 3.1 Pro High", alias: "gemini-3.1-pro-high" },
-      { id: "gemini-3.1-pro-low", name: "Gemini 3.1 Pro Low", alias: "gemini-3.1-pro-low" },
-      { id: "gemini-3-flash", name: "Gemini 3 Flash", alias: "gemini-3-flash" },
-      { id: "claude-sonnet-4-6", name: "Claude Sonnet 4.6", alias: "claude-sonnet-4-6" },
-      { id: "claude-opus-4-6-thinking", name: "Claude Opus 4.6 Thinking", alias: "claude-opus-4-6-thinking" },
-      { id: "gpt-oss-120b-medium", name: "GPT OSS 120B Medium", alias: "gpt-oss-120b-medium" },
-    ],
-  },
   // HIDDEN: gemini-cli
   // "gemini-cli": {
   //   id: "gemini-cli",