<!-- Risk Banner Template (Above Fold) -->
<div class="risk-banner" role="alert">
  <div class="container">
    <span class="risk-icon">⚠️</span>
    <span class="risk-text">
      <strong>{{RISK_LABEL}}:</strong> {{RISK_MESSAGE}}
    </span>
    <a href="#risk-disclosure" class="risk-link">Learn more →</a>
  </div>
</div>

<!--
PLACEHOLDERS:
- {{RISK_LABEL}}: Label (e.g., "Risk Disclosure", "Warning", "Important Notice")
- {{RISK_MESSAGE}}: Brief warning message (max 100 chars)

USE WHEN:
- Project uses reverse-engineered APIs
- ToS/legal considerations exist
- Security caveats apply
- Beta/experimental status
-->
