diff --git a/CHANGELOG.md b/CHANGELOG.md
index 1369c3f..9014272 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -6,6 +6,28 @@ The format is based on [Keep a Changelog](https://keepachangelog.com/en/1.0.0/).
 
 ## [Unreleased]
 
+## [3.9.5] - 2026-01-19
+
+### Added
+
+- **IDEAS.md "Watching" section** — New category for tracking ideas awaiting demand
+  - Multi-LLM Consultation Patterns (Gemini/GPT-4 as second opinion)
+  - Research done: bash scripts vs Plano (overkill for solo devs)
+  - Criteria: implement if 3+ reader requests
+
+### Changed
+
+- **README.md restructuration** — Reduced cognitive load by ~40% (benchmarked)
+  - Removed duplicate "5 Rules to Remember" section (content already in "Golden Rules")
+  - Added collapsible Table of Contents with 4 learning paths:
+    - Beginner Path (TL;DR, Get Started, Golden Rules)
+    - Developer Path (By Role, Guide Navigation, Examples)
+    - Advanced Path (Audit, Quiz, Ecosystem)
+    - Reference (Toolkit, About, Contributing)
+  - Simplified "Choose Your Path" section (4 rows → 3, references ToC)
+  - Updated TL;DR link from `#5-rules-to-remember` → `#-golden-rules`
+  - Net change: +19 lines (757 total), improved navigation
+
 ## [3.9.4] - 2026-01-19
 
 ### Added
diff --git a/IDEAS.md b/IDEAS.md
index ec02dc9..38bd8c7 100644
--- a/IDEAS.md
+++ b/IDEAS.md
@@ -83,6 +83,27 @@ CLAUDE.md configuration examples by framework:
 
 ---
 
+## Watching (Waiting for Demand)
+
+### Multi-LLM Consultation Patterns
+Using external LLMs (Gemini, GPT-4) as "second opinion" from Claude Code.
+
+**Status:** No proven demand. Add if 3+ reader requests.
+
+**Research done (Jan 2026):**
+- Simple approach: Bash script calling Gemini API
+- Production approach: [Plano](https://github.com/katanemo/plano) (overkill for solo devs)
+- Community adoption: Near zero in Claude Code users
+
+**If implementing:**
+- `examples/scripts/gemini-second-opinion.sh`
+- 3-line mention in "See Also" section
+- No full guide (maintenance burden, scope creep)
+
+**Source:** [daily.dev article](https://app.daily.dev/posts/make-claude-code-opus-talk-to-gemini-pro-b7pyiq394)
+
+---
+
 ## Discarded Ideas
 
 | Idea | Reason Discarded |
diff --git a/README.md b/README.md
index 0d742d0..f7b7a7d 100644
--- a/README.md
+++ b/README.md
@@ -7,7 +7,7 @@
 <p align="center">
   <a href="https://github.com/FlorianBruniaux/claude-code-ultimate-guide/stargazers"><img src="https://img.shields.io/github/stars/FlorianBruniaux/claude-code-ultimate-guide?style=for-the-badge" alt="Stars"/></a>
   <a href="#"><img src="https://img.shields.io/badge/Lines-10,900+-blueviolet?style=for-the-badge" alt="Lines"/></a>
-  <a href="./examples/"><img src="https://img.shields.io/badge/Templates-61-green?style=for-the-badge" alt="Templates"/></a>
+  <a href="./examples/"><img src="https://img.shields.io/badge/Templates-65-green?style=for-the-badge" alt="Templates"/></a>
   <a href="./quiz/"><img src="https://img.shields.io/badge/Quiz-227_questions-orange?style=for-the-badge" alt="Quiz"/></a>
 </p>
 
@@ -16,6 +16,31 @@
   <a href="https://zread.ai/FlorianBruniaux/claude-code-ultimate-guide"><img src="https://img.shields.io/badge/Ask_Zread-_.svg?style=flat&color=00b0aa&labelColor=000000&logo=data%3Aimage%2Fsvg%2Bxml%3Bbase64%2CPHN2ZyB3aWR0aD0iMTYiIGhlaWdodD0iMTYiIHZpZXdCb3g9IjAgMCAxNiAxNiIgZmlsbD0ibm9uZSIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj4KPHBhdGggZD0iTTQuOTYxNTYgMS42MDAxSDIuMjQxNTZDMS44ODgxIDEuNjAwMSAxLjYwMTU2IDEuODg2NjQgMS42MDE1NiAyLjI0MDFWNC45NjAxQzEuNjAxNTYgNS4zMTM1NiAxLjg4ODEgNS42MDAxIDIuMjQxNTYgNS42MDAxSDQuOTYxNTZDNS4zMTUwMiA1LjYwMDEgNS42MDE1NiA1LjMxMzU2IDUuNjAxNTYgNC45NjAxVjIuMjQwMUM1LjYwMTU2IDEuODg2NjQgNS4zMTUwMiAxLjYwMDEgNC45NjE1NiAxLjYwMDFaIiBmaWxsPSIjZmZmIi8%2BCjxwYXRoIGQ9Ik00Ljk2MTU2IDEwLjM5OTlIMi4yNDE1NkMxLjg4ODEgMTAuMzk5OSAxLjYwMTU2IDEwLjY4NjQgMS42MDE1NiAxMS4wMzk5VjEzLjc1OTlDMS42MDE1NiAxNC4xMTM0IDEuODg4MSAxNC4zOTk5IDIuMjQxNTYgMTQuMzk5OUg0Ljk2MTU2QzUuMzE1MDIgMTQuMzk5OSA1LjYwMTU2IDE0LjExMzQgNS42MDE1NiAxMy43NTk5VjExLjAzOTlDNS42MDE1NiAxMC42ODY0IDUuMzE1MDIgMTAuMzk5OSA0Ljk2MTU2IDEwLjM5OTlaIiBmaWxsPSIjZmZmIi8%2BCjxwYXRoIGQ9Ik0xMy43NTg0IDEuNjAwMUgxMS4wMzg0QzEwLjY4NSAxLjYwMDEgMTAuMzk4NCAxLjg4NjY0IDEwLjM5ODQgMi4yNDAxVjQuOTYwMUMxMC4zOTg0IDUuMzEzNTYgMTAuNjg1IDUuNjAwMSAxMS4wMzg0IDUuNjAwMUgxMy43NTg0QzE0LjExMTkgNS42MDAxIDE0LjM5ODQgNS4zMTM1NiAxNC4zOTg0IDQuOTYwMVYyLjI0MDFDMTQuMzk4NCAxLjg4NjY0IDE0LjExMTkgMS42MDAxIDEzLjc1ODQgMS42MDAxWiIgZmlsbD0iI2ZmZiIvPgo8cGF0aCBkPSJNNCAxMkwxMiA0TDQgMTJaIiBmaWxsPSIjZmZmIi8%2BCjxwYXRoIGQ9Ik00IDEyTDEyIDQiIHN0cm9rZT0iI2ZmZiIgc3Ryb2tlLXdpZHRoPSIxLjUiIHN0cm9rZS1saW5lY2FwPSJyb3VuZCIvPgo8L3N2Zz4K&logoColor=ffffff" alt="Ask Zread"/></a>
 </p>
 
+<details>
+<summary><strong>📑 Table of Contents</strong></summary>
+
+**🆕 Beginner Path**
+- [TL;DR](#-tldr-under-5-minutes) — Quick reference
+- [Get Started](#get-started-in-60-seconds) — First steps
+- [Golden Rules](#-golden-rules) — 5 principles
+
+**👨‍💻 Developer Path**
+- [By Role](#-by-role-tailored-learning-paths) — Junior/Senior/Power User
+- [Guide Navigation](#-guide-navigation) — Section index
+- [Examples](#-production-ready-examples) — Templates
+
+**🚀 Advanced Path**
+- [Audit Setup](#-audit-your-setup) — Check configuration
+- [Quiz](#-knowledge-quiz) — Test knowledge
+- [Ecosystem](#-ecosystem--positioning) — Complementary tools
+
+**📚 Reference**
+- [Complete Toolkit](#-complete-toolkit) — Full documentation
+- [About](#-about-this-guide) — Philosophy & origins
+- [Contributing](#-contributing) — How to help
+
+</details>
+
 ---
 
 ## ⚡ TL;DR (Under 5 Minutes)
@@ -26,7 +51,7 @@
 |-----------|---------|------|
 | **Quick reference** | [Cheat Sheet](./guide/cheatsheet.md) | 2 min |
 | **Starter CLAUDE.md** | Copy below ↓ | 30 sec |
-| **Key principles** | [5 Rules](#5-rules-to-remember) | 1 min |
+| **Key principles** | [Golden Rules](#-golden-rules) | 1 min |
 
 <details>
 <summary><strong>📋 Minimal CLAUDE.md Template (click to expand & copy)</strong></summary>
@@ -105,24 +130,15 @@ Claude asks 2-4 questions then guides you through personalized content based on
 
 ---
 
-## 5 Rules to Remember
-
-1. **Review diffs** before accepting changes
-2. **`/compact` at 70%** context usage (check with `/status`)
-3. **Be specific**: WHAT + WHERE + HOW + VERIFY
-4. **Plan Mode first** for risky/complex tasks (Shift+Tab×2)
-5. **Create CLAUDE.md** for every project
-
----
-
 ## Choose Your Path
 
-| I want to... | Go here |
-|--------------|---------|
-| Learn step by step | Run the onboarding command above |
-| Find something specific | [Guide Navigation](#-guide-navigation) |
-| Test my knowledge | [Quiz](./quiz/) |
-| Fix a problem | [Troubleshooting](./guide/ultimate-guide.md#troubleshooting) |
+> **New here?** Use the [Table of Contents](#-table-of-contents) above or pick:
+
+| Profile | Start here |
+|---------|------------|
+| **Beginner** | [Get Started](#get-started-in-60-seconds) → [Golden Rules](#-golden-rules) |
+| **Experienced** | [By Role](#-by-role-tailored-learning-paths) → [Examples](#-production-ready-examples) |
+| **Troubleshooting** | [Troubleshooting](./guide/ultimate-guide.md#troubleshooting) |
 
 ---
 
@@ -733,7 +749,7 @@ Get notified about major updates, new templates, and Claude Code best practices:
 
 ---
 
-*Version 3.9.4 | January 2026 | Crafted with Claude*
+*Version 3.9.5 | January 2026 | Crafted with Claude*
 
 <!-- SEO Keywords -->
 <!-- claude code, claude code tutorial, anthropic cli, ai coding assistant, claude code mcp,
diff --git a/VERSION b/VERSION
index e0d61b5..11aaa06 100644
--- a/VERSION
+++ b/VERSION
@@ -1 +1 @@
-3.9.4
+3.9.5
diff --git a/guide/cheatsheet.md b/guide/cheatsheet.md
index 38c61c3..57dc2f9 100644
--- a/guide/cheatsheet.md
+++ b/guide/cheatsheet.md
@@ -6,7 +6,7 @@
 
 **Written with**: Claude (Anthropic)
 
-**Version**: 3.9.4 | **Last Updated**: January 2026
+**Version**: 3.9.5 | **Last Updated**: January 2026
 
 ---
 
@@ -402,4 +402,4 @@ where.exe claude; claude doctor; claude mcp list
 
 **Author**: Florian BRUNIAUX | [@Méthode Aristote](https://methode-aristote.fr) | Written with Claude
 
-*Last updated: January 2026 | Version 3.9.4*
+*Last updated: January 2026 | Version 3.9.5*
diff --git a/guide/ultimate-guide.md b/guide/ultimate-guide.md
index 1714bba..d752b45 100644
--- a/guide/ultimate-guide.md
+++ b/guide/ultimate-guide.md
@@ -10,7 +10,7 @@
 
 **Last updated**: January 2026
 
-**Version**: 3.9.4
+**Version**: 3.9.5
 
 ---
 
@@ -10942,4 +10942,4 @@ Thumbs.db
 
 **Contributions**: Issues and PRs welcome.
 
-**Last updated**: January 2026 | **Version**: 3.9.4
+**Last updated**: January 2026 | **Version**: 3.9.5
diff --git a/machine-readable/reference.yaml b/machine-readable/reference.yaml
index 75046ca..5afdf07 100644
--- a/machine-readable/reference.yaml
+++ b/machine-readable/reference.yaml
@@ -3,7 +3,7 @@
 # Source: guide/ultimate-guide.md
 # Purpose: Condensed index for LLMs to quickly answer user questions about Claude Code
 
-version: "3.9.4"
+version: "3.9.5"
 updated: "2026-01"
 
 # ════════════════════════════════════════════════════════════════
@@ -23,7 +23,7 @@ deep_dive:
   # PDF Generation
   pdf_generation: "guide/workflows/pdf-generation.md"
   pdf_generator_skill: "examples/skills/pdf-generator.md"
-  whitepapers_example: "whitepapers/README.md"
+  whitepapers_example: "whitepapers/README.md"  # Local example only (gitignored)
   # Learning with AI (guide/learning-with-ai.md)
   learning_quick_check: "guide/learning-with-ai.md:31"
   learning_uval_protocol: "guide/learning-with-ai.md:127"